Colorado Med Pay Covers $5000 of Medical Bills for Auto-Accident Victims
If you are suffering from whiplash, neck pain, or back pain after your auto-accident, you can now recover for free
On January 1, 2009, Governor Bill Ritter of Colorado signed into effect a bill that requires auto insurance companies to provide at lease $5000 in medical coverage for post accident victims. This coverage amounts to $5000 for every person in the vehicle during the crash.
Med-pay benefits are paid to chiropractors, massage therapists, acupuncturists, ambulance services, ERs, and hospitals.
This is a service that you can opt-out of, but Governor Ritter's office and Thrive recommend you do not. According to Ritter's study, on average, the $5000 Med Pay medical coverage only increases rate $64 per year.
Med Pay does not replace your health insurance, of course, but it is a wonderful service to have a zero-deductible medical coverage policy after your auto accident. The coverage is automatic, and you will never need to deal with a bill, unless the sum of your medical expenses is greater than $5000. This enables you to focus on healing, rather than hassling with medical bills.
Colorado Springs Chiropractor, Dr. Molly Kallenbach, became a chiropractor because of violent car accident she experienced at the age of 19.
She was driving a little hot-rod car in Southern California, when she collided with a car. The accident slammed her face into the steering wheel of the car, and she was rushed to emergency room.
After waiting for hours in the ER, the doctors took X-rays and discovered nothing was broken and she was dismissed with a prescription for pain killers.
The pain killers left her feeling like she was living in a bad dream, and on top of that, they didn't work, because they only numbed the pain (the symptom), and they never got at the cause of the pain.